Reinsurance Contract Wordings Specialist (Commercial Insurance) – Johannesburg North

Permanent

Ref #18294-SMI

  • Johannesburg North
  • Insurance
siyacv@pcs-sa.co.za
Employer Description
A highly specialized and respected intermediary operating within the commercial insurance and reinsurance space, providing technical underwriting and structuring expertise across South Africa and Sub-Saharan Africa. The business is known for its strong technical focus, collaborative culture and commitment to best-in-class contract wording standards across both life and non-life portfolios. Located in Johannesburg North.
Job Description

Our client is seeking a technically strong and detail-oriented professional to join their team as a Reinsurance Contract Wordings Specialist.

This role is suited to an individual with a solid background in commercial underwriting and policy wordings, looking to further develop within a highly specialized reinsurance and contract structuring environment with regional exposure.

You will be responsible for:

  • Drafting, reviewing and negotiating Treaty and Facultative Reinsurance Contract Wordings across life and non-life portfolios
  • Ensuring contract certainty by managing wording queries and finalising agreements prior to inception of cover
  • Aligning reinsurance wordings with cedant underwriting guidelines and regulatory requirements across South Africa and Sub-Saharan Africa
  • Providing technical guidance to underwriting, claims and legal teams on the interpretation and application of complex clauses
  • Supporting the standardisation and continuous improvement of reinsurance wording templates and best practice clauses
  • Assisting with renewal planning processes to ensure timely preparation and finalisation of contract documentation
  • Conducting gap analysis on client reinsurance programmes and underlying risk portfolios
  • Engaging with clients, cedants, reinsurers and internal stakeholders on wording-related matters
  • Maintaining accurate records, documentation and correspondence across all engagements
  • Supporting internal training and knowledge-sharing initiatives on reinsurance structures and contract wordings
Qualifications
  • Matric (essential)
  • RE5 (FAIS compliant) (essential)
  • NQF Level 5 (essential)
  • Relevant tertiary qualification in Law, Insurance or Finance (advantageous)

 

Skills

The successful candidate will have:

  • Minimum 5 years’ experience within a commercial underwriting, claims or technical insurance environment
  • Strong working knowledge of commercial insurance policy wordings (non-negotiable)
  • Exposure to reinsurance principles, structures and contract drafting
  • Understanding of both Life and Non-Life (P&C) insurance environments
  • Familiarity with regulatory frameworks within South Africa and broader African markets (advantageous)
  • Excellent drafting, analytical and problem-solving skills
  • Strong communication and stakeholder engagement abilities across diverse environments
  • High attention to detail with the ability to manage multiple priorities and deadlines
  • A proactive, solutions-driven and technically minded approach
Salary/Package
Negotiable, commensurate with experience
Benefits

N/A

Job Post Expiration
2026-10-04

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